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Field underwriting copilot

Underwriting answers you can quote.1

Ask in plain English at the kitchen table — “client takes insulin, can I write sickness coverage?” — and get the grounded answer in seconds, with the citation from the underwriting guide.

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Underquill
Field Underwriting Copilot
Client takes insulin — can I write sickness coverage?

No for sickness products — insulin-dependent diabetes is a knockout. Accident-only coverage qualifies: guaranteed issue, no medical history required.

“Insulin-dependent diabetes → do not submit” — Carrier Underwriting Guide, p. 12

✓ Verified
e.g. who’s up for renewal this month?

1.Verbatim from the carrier’s own guide, with the page number — or it tells you to call underwriting. It never guesses.

165

scripted questions, graded against the source documents

0

invented numbers, benefits, or verdicts

100%

of answers carried a citation — or refused honestly

No guessing

Quote it to the client

Every answer is a verbatim quote with its citation — or an honest "call underwriting." The refusal is the safety feature.

Your book

Knows every client

Ask the way you'd ask an assistant: cross-sell lists, lapsed policies, who's up for renewal — counted from your book, not estimated.

At the door

Fast enough for the driveway

Lives on your phone. Check a knockout question between the car and the doorbell, and have the pivot ready before you knock.

It never guesses.

For an underwriting tool, that’s not a limitation — it’s the product. Join the waitlist and we’ll reach out when your carrier is supported.